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How Sezzle Works

Sezzle is a payment platform that allows shoppers to split their purchase into four interest-free payments over six weeks. Here's how it works:

  1. Shop: Shop at your favorite online stores that accept Sezzle as a payment option. You can also browse stores on the Sezzle app.

  2. Checkout: At checkout, select Sezzle as your payment option. You'll need to provide some basic information, such as your name, address, date of birth, and social security number (or passport number for non-US customers), as well as a debit or credit card.

  3. Approval: Sezzle will perform a soft credit check to determine your eligibility. If you're approved, Sezzle will create an installment plan for you, which will show you how much you'll pay upfront and the remaining balance.

  4. Payment: Sezzle will charge your debit or credit card 25% of the total order amount upfront, and the remaining balance will be split into three equal payments over six weeks. You'll receive reminders before each payment is due.

  5. Enjoy: Once you've made all four payments, you'll own the item(s) you purchased. Sezzle doesn't charge interest or fees as long as you make your payments on time. If you miss a payment, Sezzle may charge a late fee and/or suspend your account.

That's how Sezzle works in a nutshell. It's a convenient way to make larger purchases without breaking the bank, as long as you're able to make your payments on time.